Protect Your Home with the Right Insurance Coverage
Your home is one of your most valuable investments, and having the right insurance coverage is essential.
Allied Insurance Services helps homeowners across the Lower Mainland, including Surrey and Burnaby / New Westminster, find reliable home insurance solutions tailored to their needs.
Our licensed brokers work with leading Canadian insurance providers to compare policies and identify the coverage that best protects your home, belongings, and financial security. Whether you are insuring your first home, rental property, or condominium, we provide expert guidance every step of the way.
We offer convenient monthly payment options and access to potential discounts, including:
- Alarm systems
- Claims-free history
- Loyal customer discounts
- Mature homeowner discount
- Mortgage-free homes
- Newer homes
- Sprinkler system protection
Contact Allied Insurance Services today to request a free home insurance quote or speak with one of our experienced brokers.
Explore Home Insurance Services
Homeowners Insurance
Homeowners insurance helps protect your property, personal belongings, and liability in the event of unexpected damage or loss.
Coverage can include protection for your home structure, personal contents, liability claims, and additional living expenses if your home becomes temporarily uninhabitable after a covered loss.
Our brokers work with trusted insurers to help homeowners find coverage that suits their property, lifestyle, and budget.
Rented Dwelling Insurance
Rental dwelling insurance is designed for property owners who rent out a home, suite, or investment property.
This coverage can help protect the structure of the property, provide liability protection, and offer financial support if rental income is lost due to a covered event.
Our brokers help landlords find insurance policies that safeguard both their property investment and their financial interests.
Condo / Townhouse Insurance
Condo and townhouse insurance helps protect unit owners from risks not covered by the building’s strata insurance policy.
While the strata corporation typically insures the building structure and shared areas, condo insurance helps cover your personal belongings, unit improvements, liability exposure, and potential special assessments.
Allied Insurance Services helps condo owners find coverage that fills these gaps and ensures their property and assets are properly protected.
Tenant Insurance
Tenant insurance protects renters from financial loss caused by damage, theft, or unexpected events affecting their personal belongings.
While a landlord’s policy typically covers the building itself, tenant insurance helps cover your personal property, liability exposure, and additional living expenses if your rental unit becomes temporarily uninhabitable.
Tenant insurance is an affordable way to protect your belongings and provide peace of mind.
Course of Construction Insurance
Course of construction insurance helps protect building projects while they are under construction or renovation.
This coverage can protect materials, equipment, and structures during the building process, and may include options such as builder’s risk coverage and contractor liability protection.
Allied Insurance Services works with builders, contractors, and property owners to ensure construction projects have the appropriate insurance coverage in place.
FAQs
Is home insurance required in British Columbia?
Home insurance is not legally required in British Columbia. However, if you have a mortgage, your lender will usually require insurance coverage to protect the property. Without insurance, homeowners would be responsible for covering the full cost of repairs or rebuilding after damage.
How much does home insurance cost?
The cost of home insurance depends on several factors, including the location of your property, the type of home, the coverage limits selected, and your claims history. Available discounts and additional coverage options may also affect the price of your policy.
How can I lower the cost of home insurance?
Working with an insurance broker is one of the best ways to find competitive rates. Allied Insurance compares policies from multiple providers to help identify the best value for your needs.
Maintaining a claims-free history, improving home safety features, and keeping your property well maintained may also help reduce insurance costs.
What is the best home insurance in BC?
The best home insurance policy depends on your individual needs, property type, and coverage requirements. Our brokers work with multiple insurers to help you choose coverage that provides the right level of protection for your home.
Does home insurance cover water damage?
Water damage coverage depends on the specific policy and endorsements included. Some policies cover certain types of water damage while others require additional coverage.
Our brokers can help you understand what water coverage is included in your policy and recommend options that provide the protection you need.
